The Weekly Deposit

Welcome to the world of my opinions about money, leadership, banking, and business.

New Posts Every Thursday.

By Noah Cisneros

  • More Bets > Big Bets

    More Bets > Big Bets

    Risk Frequency > Risk Volume It’s not about taking bigger risks. It’s about taking more risks. Most success stories about entrepreneurs and investors focus on the risk someone took to succeed. Starting a company requires risk, often more risk than most people have the stomach for. But what’s often missed is the volume of risk…

  • Do Not Stay In the Water

    “You don’t drown by being in water; you drown by staying there.” – unknown Debt is a complex, intimidating, and often confusing aspect of consumer finance. Whether it is a personal loan, credit card debt, or other forms of consumer lending, most adults have to face it at some point during their life.  Here are…

  • Married On a Lunch Break

    Married On a Lunch Break

    I am privileged to have had grandparents and great grandparents who understood the value of financial discipline.  Work ethic was the centric value of my family.  I grew up being told the story of my Great Grandma Truman and my Great Grandpa Truman getting married on their lunch break during the Great Depression. They needed…

  • MLM = Must Lose Money

    MLM = Must Lose Money

    MLM = Must Lose Money Imagine you are enjoying a casual trip to your local sporting goods store. Maybe you’re walking down campus. You are just going about your day.  Suddenly, you are approached by a stranger. “Do you have a minute to talk?” Why is it never just a minute… This stranger then launches…

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